Terms & Policies

United States

United States

United States

All

Card Services

Terms & Conditions

Privacy & Data

Regulatory & Compliance

E-Sign Consent

You agree to receive records, disclosures, notices, and other communications from Odola Inc. and, where applicable, Lead Bank, in electronic form instead of paper.

E-Sign Consent

You agree to receive records, disclosures, notices, and other communications from Odola Inc. and, where applicable, Lead Bank, in electronic form instead of paper.

Lead Bank Privacy Policy

The following privacy policy outlines the types of personal information that Lead Bank ("Lead Bank") collects through its websites and services.

Lead Bank Privacy Policy

The following privacy policy outlines the types of personal information that Lead Bank ("Lead Bank") collects through its websites and services.

Odola Inc. Account Agreement

This Agreement governs the account that Lead Bank makes available to you through the Odola app and related services, in the US.

Odola Inc. Account Agreement

This Agreement governs the account that Lead Bank makes available to you through the Odola app and related services, in the US.

Odola Inc. Cardholder Agreement

This Cardholder Agreement is a legal agreement between you, the cardholder, Lead Bank, Member FDIC. It governs the Odola Visa® Debit Card that Lead Bank issues to you, pursuant to a license from Visa U.S.A. Inc., and that is linked to your Odola Account held at Lead Bank in the US.

Odola Inc. Cardholder Agreement

This Cardholder Agreement is a legal agreement between you, the cardholder, Lead Bank, Member FDIC. It governs the Odola Visa® Debit Card that Lead Bank issues to you, pursuant to a license from Visa U.S.A. Inc., and that is linked to your Odola Account held at Lead Bank in the US.

Odola Inc. Platform Terms of Service & International Money Transfer Terms

These terms are a legal agreement between you and Odola Inc., governing your access to and use of the Odola app, our website, and the financial products and related services we make available to you.

Odola Inc. Platform Terms of Service & International Money Transfer Terms

These terms are a legal agreement between you and Odola Inc., governing your access to and use of the Odola app, our website, and the financial products and related services we make available to you.

Odola Inc. Privacy Notice

This notice explains what personal information Odola collects, how we use and share it, the steps we take to protect it, and the choices you have about how your information is used in the US.

Odola Inc. Privacy Notice

This notice explains what personal information Odola collects, how we use and share it, the steps we take to protect it, and the choices you have about how your information is used in the US.

Telephone Consumer Protection Act (TCPA) Disclosures

Explains your consent to receive calls and text messages from Odola in the US, including automated and marketing messages, and how to withdraw that consent at any time.

Telephone Consumer Protection Act (TCPA) Disclosures

Explains your consent to receive calls and text messages from Odola in the US, including automated and marketing messages, and how to withdraw that consent at any time.

One account for the life you're building.

Spend here. Send money home. Plan for what’s next.

Locations

United Kingdom

United States

Copyright © 2026 Odola Inc. All Rights Reserved.

Odola Inc. is a financial technology company, not a bank. Odola is not FDIC-insured. The Odola account is provided by Lead Bank, Member FDIC. The Odola Visa® debit card is issued by Lead Bank, Member FDIC, and provides access to funds in your Odola account.

Funds in your Odola account are held at Lead Bank in a custodial account established for the benefit of Odola customers. If the applicable conditions are satisfied, those funds are eligible for FDIC deposit insurance on a pass-through basis, up to the standard maximum deposit insurance amount of $250,000 per depositor, per ownership category, if Lead Bank fails.

Pass-through coverage is not automatic. It applies only if applicable legal and recordkeeping requirements are met. These include that your funds must be on deposit at Lead Bank; Lead Bank's deposit account records must show that the funds are held in a fiduciary or custodial capacity for Odola customers; records maintained by Lead Bank, Odola, or another party in the ordinary course of business must identify each customer and each customer's balance; and the relationship supporting pass-through coverage must be genuine. Odola and Lead Bank maintain records and reconciliation controls to support these requirements.

Your FDIC insurance coverage is shared across all deposits you hold at Lead Bank in the same ownership category. If you also hold deposits at Lead Bank directly or through another program that uses Lead Bank, those balances are added to your Odola account balance for purposes of the $250,000 limit.

Funds may not be FDIC-insured before they are received by Lead Bank, after they leave Lead Bank, or while they are otherwise not deposits at Lead Bank.

To learn more about FDIC deposit insurance, visit fdic.gov or use the FDIC's Electronic Deposit Insurance Estimator (EDIE) at edie.fdic.gov.

The Odola Visa® Debit Card is issued by Lead Bank pursuant to a license from Visa U.S.A. Inc. Visa and the Visa Brand Mark are registered trademarks of Visa International Service Association. Lead Bank is a licensed user.

One account for the life you're building.

Spend here. Send money home. Plan for what’s next.

Locations

United Kingdom

United States

Copyright © 2026 Odola Inc. All Rights Reserved.

Odola Inc. is a financial technology company, not a bank. Odola is not FDIC-insured. The Odola account is provided by Lead Bank, Member FDIC. The Odola Visa® debit card is issued by Lead Bank, Member FDIC, and provides access to funds in your Odola account.

Funds in your Odola account are held at Lead Bank in a custodial account established for the benefit of Odola customers. If the applicable conditions are satisfied, those funds are eligible for FDIC deposit insurance on a pass-through basis, up to the standard maximum deposit insurance amount of $250,000 per depositor, per ownership category, if Lead Bank fails.

Pass-through coverage is not automatic. It applies only if applicable legal and recordkeeping requirements are met. These include that your funds must be on deposit at Lead Bank; Lead Bank's deposit account records must show that the funds are held in a fiduciary or custodial capacity for Odola customers; records maintained by Lead Bank, Odola, or another party in the ordinary course of business must identify each customer and each customer's balance; and the relationship supporting pass-through coverage must be genuine. Odola and Lead Bank maintain records and reconciliation controls to support these requirements.

Your FDIC insurance coverage is shared across all deposits you hold at Lead Bank in the same ownership category. If you also hold deposits at Lead Bank directly or through another program that uses Lead Bank, those balances are added to your Odola account balance for purposes of the $250,000 limit.

Funds may not be FDIC-insured before they are received by Lead Bank, after they leave Lead Bank, or while they are otherwise not deposits at Lead Bank.

To learn more about FDIC deposit insurance, visit fdic.gov or use the FDIC's Electronic Deposit Insurance Estimator (EDIE) at edie.fdic.gov.

The Odola Visa® Debit Card is issued by Lead Bank pursuant to a license from Visa U.S.A. Inc. Visa and the Visa Brand Mark are registered trademarks of Visa International Service Association. Lead Bank is a licensed user.

One account for the life you're building.

Spend here. Send money home. Plan for what’s next.

Locations

United Kingdom

United States

Copyright © 2026 Odola Inc. All Rights Reserved.

Odola Inc. is a financial technology company, not a bank. Odola is not FDIC-insured. The Odola account is provided by Lead Bank, Member FDIC. The Odola Visa® debit card is issued by Lead Bank, Member FDIC, and provides access to funds in your Odola account.

Funds in your Odola account are held at Lead Bank in a custodial account established for the benefit of Odola customers. If the applicable conditions are satisfied, those funds are eligible for FDIC deposit insurance on a pass-through basis, up to the standard maximum deposit insurance amount of $250,000 per depositor, per ownership category, if Lead Bank fails.

Pass-through coverage is not automatic. It applies only if applicable legal and recordkeeping requirements are met. These include that your funds must be on deposit at Lead Bank; Lead Bank's deposit account records must show that the funds are held in a fiduciary or custodial capacity for Odola customers; records maintained by Lead Bank, Odola, or another party in the ordinary course of business must identify each customer and each customer's balance; and the relationship supporting pass-through coverage must be genuine. Odola and Lead Bank maintain records and reconciliation controls to support these requirements.

Your FDIC insurance coverage is shared across all deposits you hold at Lead Bank in the same ownership category. If you also hold deposits at Lead Bank directly or through another program that uses Lead Bank, those balances are added to your Odola account balance for purposes of the $250,000 limit.

Funds may not be FDIC-insured before they are received by Lead Bank, after they leave Lead Bank, or while they are otherwise not deposits at Lead Bank.

To learn more about FDIC deposit insurance, visit fdic.gov or use the FDIC's Electronic Deposit Insurance Estimator (EDIE) at edie.fdic.gov.

The Odola Visa® Debit Card is issued by Lead Bank pursuant to a license from Visa U.S.A. Inc. Visa and the Visa Brand Mark are registered trademarks of Visa International Service Association. Lead Bank is a licensed user.